Pet coverage – what counts as pre existing problem?
Hello all, can any one particular ensure what insurance policy companies take into consideration a pre existing affliction? Explanation I inquire is that I have just claimed for my cat who was poorly a pair of weeks back. It was a stomach infection which prompted sickness, diarrhoea and so on and she was in the animal hospital for a few of days. In any case, all superior now but vet monthly bill was approx. £1500. I am insured with Animal Good friends but they paid out out right now. So all in all, I am satisfied.
Even so I have acquired an once-a-year time restrict plan. They explained in the letter obtained right now that they will now position an exclusion on the coverage with regard to the digestive program and therefore go over for this affliction will end April 2016.
My dilemma is, why would a tummy an infection, so a one-off disease so to communicate, be regarded as a pre existing situation? Unless I am looking through their letter mistaken. If I was to improve insurers at renewal, would I have to disclose this claim/illness? And would all insurers pick out to exclude any abdomen health problems without end additional or would they reinstate it right after a established interval of time (like two yrs)?
Many thanks for any guidance.
Fri, 15 May perhaps 2015 21:eleven:58 GMT
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